Post #3: Seven Life “Rules” You Need to Break

A freak knows they must break these 7 Life Rules:

1.Work till you are 65

Society tells us that we have to work until we are 65 (or older). The truth is that although we may choose to work until we are gray and wrinkled, we don’t have to. In order to have the choice as to whether to work or not, we must make choices that are a little freaky.

2. You have to go to college to get a good-paying job

Education is important. However, there are many ways to gain knowledge (many of them free) other than going to college for four years. It may be the best choice for some, but it is by no means a rule for success.

3. Buy a new car and get a loan to do so

If you buy a new car (or any car) and you take out a loan to do so, you are making an awful financial decision. You do not have to have a new, fancy car to be considered successful.

4. Your house should be the most significant piece of your wealth

At some point, you will own a house, condo, or townhome. Most people believe one should build tons of equity in that house by paying off the mortgage. They call it wealth. The truth is, that wealth does nothing for you. You can utilize your home’s wealth in much better ways.

5. Personal finance is complicated

The Finance and Investment industries have a HUGE incentive to make things seem very complicated so that you feel you need to pay them for their help. Or, even worse, you do nothing at all. The truth: it’s not that complicated.

6. You have to look wealthy to be wealthy

At some point in your life, you will need to make a choice: Do I want to look wealthy or be wealthy.


“If you stop trying to impress other people, you will save thousands, perhaps millions of dollars. If you must, impress people with how much money you have saved…”

Your Money or Your Life by Vicki Robin & Joe Dominguez (2018) 2nd revised edition; pg. 170


7. You should spend everything you make

Society tells us we should spend everything we make. Americans love to do this. If you make $50,000 a year, then spend $50,000 a year. If you make $300,000 a year, spend it all. This is a brilliant strategy if you want to work until you are 65. But a horrible one if you don’t.

Now go out there and get your freak on!

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